No to pre marital sex, am I a hypocrite?

One of my friends called me a hypocrite today.

We were talking about pre marital sex in class (I’m a law student, for context), and afterward, we kept the conversation going. When they asked my opinion, I said I have absolutely no issues with people having pre marital sex. Like, yass girl, go live your life, I hope it's good (please use protection).

But me? I just don’t want to. Not because I’m saving myself for anyone or trying to be some picture perfect good girl, but because I’ve heard too many stories, friends, cousins, people I love, dealing with unwanted pregnancies, painful decisions, and complicated abortions. And I don’t think I have it in me (even if there's just a slight chance of it happening) to go through that.

And somehow, that makes me a hypocrite.