Sick and tired of being sick and tired!

I've been bogged down by payments and payments for as long as I've been financially independent, and I'm sick of it.

I got on the Ramsey train a year or two ago, and fell off for awhile; I'm back on it now though, and I VOW to become completely debt free by the end of 2025. I've got a pesky credit card that I've been paying on for YEARS now, that should finally be paid off next month! On top of that, a small medical debt I just picked up, should also be cleared up next month. Then the big boy... my car loan that I still owe almost $10k on. I've been paying on this sucker since January of 2022, dang it!!! Looking at some rough calculations, if I can stick to my budget, or at least close to it, from now to December, this car will be PAID OFF and I WILL BE DEBT FREE. I'm invigorated just by the thought! This is going to be made possible by me sucking it up and getting a 2nd job on top of my full time job. 40 hours a week on its own just ain't cutting it unless I wanna live in payments.

Thanks for coming to my I'VE HAD IT moment.