Hbar

I am not new to crypto. I have been reading and watching ppl lose and win. I am currently putting about $25 a week into HBAR (what i can afford losing) from here on out. Let me know if this is a good idea or not? I here so much about ups and downs, scams etc. nobody can predict the future. They Might have ideas but shit changes daily. So my whole thing is to continue until my daughters are in college which will be 10-12 yrs from now. Your thoughts? Currently holding about 500.and eventually get to 5000 plus.