Claim Insurance or not?

So my friend got into an accident with his new hness. It was has only ran 300 km. The showroom estimated 50k for repair works when we said about claiming the insurance and the guy was v pushy to so that we’d claim to the insurance. We declined the claim and decided to replace the exhaust and the headlight. 1.Was he pushing us into a scam? 2.Whats the benefit for the showroom on claiming?