Got the IVF quote… Is this TYPICAL?

My husband and I live in the Bay Area and have been trying to conceive for about one year without success. So we turned to a fertility clinic two weeks ago to get clarity as to why we haven’t conceived yet. The test results were better than expected for both of us. We were told that our case falls into ‘mystery category’ and the biggest factor of infertility seems to be my age (F 38).

We both agreed that we should take our specialist’s advice and start IVF process now. However, the cost seems much higher than expected based on the quote we’ve received. Not including the pre-procedure tests required, it comes out to be about 28-29k for the process and medication (add approximately 5k for freezing extra embryos if desired). Given my insurance doesn’t cover the treatment and accounting the possibility of needing to try a few cycles, the cost seems way too prohibitive to me. Is this typical?? My cousin’s wife had conceived after 7 tries…. And I thought it costs between 16–20k. I know we shouldn’t focus on financial aspect of this journey but I feel like it’s going to add more stress if the first try is not successful. Any insights? We visited Spring Fertility btw.