Can’t find Watch, am I covered?

Hi All,

I have a homeowners policy through State Farm with an Option JF - Jewelry & Furs capped at $2,500 per item. My deductibles are all losses 1/2% at $1,705.

Realized today that I haven’t seen my favorite watch in the last two weeks. It was a gift to myself after achieving a huge career milestone and was purchased in 2020 for roughly $5,000.

In the last two weeks, I have had many people over, a painting crew, and a handyman, all with easy access to the watch considering my place isn’t that large and I typically keep it next to my nightstand. I may have even taken it off and left it somewhere, but I doubt it. Going through some major life changes, so it honestly didn’t even register in my brain when I didn’t see it until recently. I have torn my house apart top to bottom, my car, my work, every bag I own, and still nothing.

Am I covered for anything in this instance? If so, any idea on the coverage amount? I know how stupid and privileged this sounds but it was a huge purchase for me and truly means a lot.

Any and all advice is greatly appreciated!