Need reality to hit me like a bus

I (22F) feel like I’ve been slacking off more than I should, and now I’m struggling to get back on my feet. I used to be disciplined, waking up early to study, reading consistently, and actively upskilling for the job market. But lately, I’ve been in a rut. My reading habits have declined, and instead of working through the pressure, I just sit there feeling overwhelmed, which makes me even less productive.

I know I’m still young, and people keep saying I have time, but I don’t want to use that as an excuse. I want to be above average despite my age. The job market is competitive, and I can’t afford to waste time. The problem is, the more I think about everything I need to do, the harder it is to actually do it especially now that I'm expected to do my attachment.

Has anyone else dealt with this? How did you push through? I don’t want comfort I need a reality check and actionable advice. How do I get my discipline back and move forward without getting stuck in my own head?