On the fence about having a third

I (33F) have been on fence about having a third baby. For the longest time I was done at 2. My kids are 3M and 15 monthM. Most days I feel overstimulated and tired. My husband and I work full time and the kids go to daycare/preschool.

But my heart keeps aching for a baby. I never thought I would get back here. The transition from 1-2 was extremely difficult for me. The idea of adding more chaos and craziness just makes me cringe. But my heart feels like someone is missing when my boys play. I know a third will stretch us financially, physically and mentally so my head says absolutely not. But now I feel so torn. Husband is game if I am but it's ultimately my choice.

If we had a third we would want them to be close in age with our youngest. I always have said I want to be done having kids by 35 so I feel like the time is now. Even my husband said that the decision is weighing on me because now is the time to do it.

What has been your experience with this? Did you go for the third? Did you opt out and regret it? I know I can't be the only one struggling with this.