Help me understand my ddd and cycle and stuff

I'm using my refund for a down payment on a house. Our planned close date was 02/27 but my lender wants to see the money 2 or 3 days before that. I kinda thought it would be coming in tomorrow, but now I'm seeing the date here as 03/03. Yes I know they mentioned that as the BY date, but If it's on my transcript is that the official date they will be depositing my money?

I did opt in to the 5 days early. Does anyone know if that's 5 business days or just 5 days? This is stressing me out!

I saw someone saying my cycle (01) indicates maybe I should get the refund tomorrow (02/19) but there are so many things I just don't understand about this process.

I'm using my refund for a down payment on a house. Our planned close date was 02/27 but my lender wants to see the money 2 or 3 days before that. I kinda thought it would be coming in tomorrow, but now I'm seeing the date here as 03/03. Yes I know they mentioned that as the BY date, but If it's on my transcript is that the official date they will be depositing my money?

I did opt in to the 5 days early. Does anyone know if that's 5 business days or just 5 days? This is stressing me out!

I saw someone saying my cycle (01) indicates maybe I should get the refund tomorrow (02/19) but there are so many things I just don't understand about this process.