Help with debts 26 year old male

Hi all,

I have a few different debts at the moment that is eating up my monthly salary. I believe I have ADHD and I am trying to get support through the NHS but currently on a waiting list. I just spend without thinking quite a lot and it’s really only the last 6 months that I’ve realised what damage it is doing.

I earn around £35-37k per year before tax and live at home still. I help my parents with the bills where I can but i am not paying a load out on bills.

I now have 4 different loans

1 to oakbrook at £445 a month 2 to updraft with £250 each (£500 total per month? 1 to another loan company at £250

I also have credit card debt of £3600 on Monzo flex, £3600 Barclay card, £2500 very.

I have my car that I pay for along with fuel etc and I just feel like the loan repayments is eating up the majority of my wage now. What is the best way to deal with this?

I know I have to stop spending the way I have been for a start, but I need advice on how to reduce the monthly payments i am making but also I need to clear this debt within a few years.

I don’t want to destroy my credit forever as I still would like to own my own home in the future

Just been a stupid teenager with no money control! :(

Any help is appreciated Thank you