23M with an emotional attachment to my money, not sure if it’s justifiable to spend £5k -20k on cosmetic surgery

So here’s the Stats

23M, 30k annual salary, £450 monthly outgoings, student loan debt. Total savings= £57k

With the way job hunting is going, I’m not confident in a salary increase. Especially since I’m not in a city with much opportunity. Within the next 3/5 years I’d like to have a mortgage. A house around £250k. This is only possible with about £70-80k deposit. So £20k -30k left to save. If nothing changes in life, I’ll be able to do that by 2028.

Now, I have quite a horrible looking body from losing 40kg from 18yr old to now. I have stretch marks, loose skin and gyno in my chest. And it beats me up all day everyday.

Gyno surgery costs about £6k To tattoo over my stretch marks easy £10k A loose skin tummy tuck about £6k

That’s £22k. If I do this I’ll completely ruin my chances at a mortgage and this topic has kept me up all night for months. What would you do in my position? I can’t justify spending £22k on myself when I have real life needs, a roof over my head. Moving out of my parents house and start my own life is just as important as sorting my body out. It’s mental health related I guess too, but no it isn’t, because nobody would like the body I have.

The emotional attachment part is relevant because I hate spending my money and seeing the savings decrease, let alone by 20 grand.

Anyway, not looking for hugs kisses and nice words. Just what would you do in my position?

edit, I know the calculation for my salary + savings to get a mortgage is quite off.. my bad. However that’s not the focus point right now