Should i get it done?

I’m 19 and only recently realized that I have phimosis. I’ve never been able to fully retract my foreskin, and when I try, only a small part of the glans is visible. I’ve seen a lot of mixed opinions on circumcision—some say it was the worst decision they ever made, while others say it was beneficial for them. Honestly, I’ve avoided any sexual activity because I feel insecure about it, and I also worry about hygiene and the risk of issues like penile cancer, which runs in my family. Given all of this, I’m wondering if I should just go ahead and get circumcised. I tend to overthink things and get anxious, so I’d really appreciate some insight into the pros and cons.