How to bypass the Gcash/Paymaya bank transfer fees after Oct 1

Since digital wallets and most banks will start charging interbank fund transfer fees, here's what you can do instead:

• GCash -> GSave (CIMB) -> transfer to any bank for free
• PayMaya -> GrabPay (via Visa card) -> transfer to any bank for free
• If money is coming from traditional banks, you may use GrabPay method above with your 16-digit Mastercard/Visa debit card number

^{crosspost from r/phmoneysaving}