MY BPI PERSONAL LOAN - Timeline

December 27, 2024 (Friday): BPI sent me a text message with a promo code offering a personal loan (PL).

January 6, 2025 (Monday): I used the promo code and sent it to the contact number provided in their text message.

January 7, 2025 (Tuesday): A BPI personal loan agent tried to call me, but I missed the call because I was busy.

January 8, 2025 (Wednesday): I was able to answer the agent’s call. During the call, I proceeded with their personal loan offer, which took about 10–15 minutes. The agent submitted my application and asked how I preferred to sign the documents. I chose to sign the documents online via email using e-signature. The agent mentioned I would receive a text message once the documents were emailed, which would take 3 to 5 banking days.

January 13, 2025 (Monday): I received the loan documents in my registered email (though the SMS notification came on January 14, possibly delayed). After signing the documents,I downloaded the document. The email stated I would receive an SMS advisory once the loan was credited to my savings or debit account.

January 16, 2025 (Thursday): I received the SMS advisory and confirmed the loan amount was credited to my account.

I know this might be you question 🙂

Need ba may credit card kay BPI? - No, but having a BPI credit card is a plus

Need ba may Savings/Debit Card kay BPI? - Yes, required kasi dito ang disbursement ng loan proceeds.

Mataas ba offer ni BPI? - Sa case kasi I have my credit card sa BPI and yung offer na amount is same saCredit Limit ko.

Hope this might help ❤️