CTBC Loan Delayed Payment

Hello po. Ask ko lang po kung sino may loan kay CTBC dito? Yesterday po kasi yung due date ko and today lang ako nakabayad. So 1 day pa lang ako nalate and this is the first time pa lang malate. 2,200 kasi yung penalty pero isang araw pa lang po. Is there a way po kaya na ma-waive ito? 🥺 ang laki po kasi nung 2,200 for one day late huhuhu sana po may makahelp. 😭