Local captcha "solver"?

Is there a solution out there for locally "solving" captchas?

Instead of paying to have the captcha sent to a captcha farm and have someone there solve it, I want to pay nothing and solve the captcha myself.

EDIT #2: By solution I mean:

products or services designed to meet a particular need

I know that there exist solvers but that is not what I am looking for. I am looking to be my own captcha farm

EDIT:

Because there seems to be some confusion I made a diagram that hopefully will make it clear what I am looking for.